Author Topic: Appraiser (Read 4047 times)

cyclingches · « **on:** July 23, 2007, 09:58:55 AM »

I got T-boned a week ago in a hit and run and ICBC is writing off my Beetle. They are just taking local buy and sell ads and giving me an average price. Does anybody know of a good appraiser that can do an evaluation of my car at the Coquitlam ICBC? I've found ads that have bugs that are comparable to my car on Samba but they are only looking at local ads. Anybody has any suggestions?

egspot · « **Reply #1 on:** July 23, 2007, 10:36:32 AM »

I feel for you as I am just recovering from one accident. As far as I know, If you did not insured for replacement value they will do whatever they want to do.

I purchased mine back from them. I think you can do your own survey and bargain with them.

surgerypending · « **Reply #2 on:** July 23, 2007, 02:36:59 PM »

I feel for ya! Chris P sent me a link to some pics of your car......your a very lucky guy to make it out without serious injury!
All I can tell you is if you have any receipts for work done on the car present them and even if you did the paint work yourself you can try to add the cost of an average complete paint job to the price. If all else fails....there is always the injury claim...make em pay!
Gerry

amishrabbi · « **Reply #3 on:** July 23, 2007, 03:57:47 PM »

when my car got written off i went into icbc with a folder with about 200 pages in it.
mine had a bunch of modifications to it and i had no receipts which is the main reason i did it, but would work for everyone, my agent's eyes bulged out of her head when she saw the stack i had.

go through the car, gather all your receipts for everything you have done and then any you are missing find a price for them online (from an actual business site works better, but if its a vintage item use samba just get more than one add if possible). also bring along the samba ads, since its a classic vehicle just explain that the market is pretty steady everywhere and that its not like a modern car.

silas · « **Reply #4 on:** July 23, 2007, 06:30:27 PM »

hey ches....i'm happy to hear that you're allright. that is the most important thing. sorry about your car bro.

not sure what year your car is, but you can do a search by location on thesamba.com to find prices on local cars for sale....

http://www.thesamba.com/vw/classifieds/sea...itButton=Search

or we could all put an advertisement in the buy&sell for our rides at market value and they could reference that....

good luck mate.

egspot · « **Reply #5 on:** July 23, 2007, 07:31:54 PM »

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hey ches....i'm happy to hear that you're allright. that is the most important thing. sorry about your car bro.

not sure what year your car is, but you can do a search by location on thesamba.com to find prices on local cars for sale....

[url=http://www.thesamba.com/vw/classifieds/search.php?submit=yes&keywords=&type=text&stype=all&username=&yearfrom=&yearto=&pricefrom=&priceto=&model%5B%5D=Bug+-+Sedan

cyclingches · « **Reply #6 on:** July 23, 2007, 09:26:32 PM »

Thanks everyone! My bug is a '71 and ICBC is only looking at 71 and 72 Beetles, not even Super's, is that normal? I am thinking about getting an appraiser, I have no receipts whatsoever, does anybody know if it is a good idea?

Good thing is there is a 72 Beetle at $7490 in the Buy and Sell but they are going to take 10% off and then the average of all the ads they can gather.

If anyone is interested in seeing what my car looks like now, here's a link of the pictures:

http://www.box.net:80/shared/17apj7qv2i

I am really thankful too that I am not hurt and that I had no passenger with me. I never used to believe but this happened on Friday the 13th!

busnerd · « **Reply #7 on:** July 23, 2007, 09:37:14 PM »

That was a hit and run? The person that hit you must have had no soul to leave you in a car that looked like that!!

AirCooledRules · « **Reply #8 on:** July 23, 2007, 09:57:35 PM »

That sucks, looks like that was a very clean car. Hope you get another one.

cyclingches · « **Reply #9 on:** July 23, 2007, 10:10:00 PM »

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That was a hit and run? The person that hit you must have had no soul to leave you in a car that looked like that!!

He backed up immediately and tried to leave but his truck was messed up and didnt go very far. He just left the truck and ran on foot!

cyclingches · « **Reply #10 on:** July 23, 2007, 10:12:08 PM »

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That sucks, looks like that was a very clean car. Hope you get another one.

Zero rust, original floor pan and heater channels.

jason_hamilton · « **Reply #11 on:** July 23, 2007, 10:58:09 PM »

I had the same battle with ICBC several years ago on my 69 Ghia. I gave them several pages of Samba ads, as well as values from various classic car magazines and even the famous \"Gold Book\" (which ICBC themselves used to buy from me as I worked in a store specializing in car books at the time). They still totally low-balled me on the value, and I simply said 'no way' and stuck to my guns. In the end, they sent an independent appraiser to my place of work - at no cost to me. His appraisal was within one-hundred dollars of what I had paid for the car 4 months previously.

Side note:
When I bought this car, I declared the value on the transfer papers at $1200.00. I had actually paid $3600. When the car got hit, ICBC said \"well, then we'll just cut you a cheque for the 1200 and you'll be on your way.\"
\"No,\" I said, \"I undervalued the car on the transfer papers to save money on taxes.\"
\"But that's illegal!
\"Yes, but I'm still not accepting 1200 for this car.\"

ICBC did not report me, and paid to have my car fixed properly.
You are the customer and this should not be your problem. Stand your ground and insist they provide an independant appraiser.

Bruce · « **Reply #12 on:** July 24, 2007, 12:34:40 AM »

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"No," I said, "I undervalued the car on the transfer papers to save money on taxes."
"But that's illegal!
"Yes, but I'm still not accepting 1200 for this car."

Wow, you got some huevos.

cyclingches · « **Reply #13 on:** July 25, 2007, 09:04:02 AM »

ICBC called today and wants to see receipts and in particular wants to see receipts of my engine which I told them only has 6000 miles on it since complete rebuild. The rebuild was done by the previous owner and there were never any receipts. Is there a way I can prove anything without receipts?

They also said they will pay for an appraiser of my choice. Does anybody know of a good appraiser??

cyclingches · « **Reply #14 on:** August 08, 2007, 11:54:31 AM »

Still dealing with ICBC. I submitted some ads from Victoria, but they are saying they will not consider out of town ads???!!

I am getting Coast Auto Appraisal to do an appraisal, they are the only one I can find. Anybody had experience with them?

Bruce · « **Reply #15 on:** August 08, 2007, 12:21:18 PM »

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Still dealing with ICBC. I submitted some ads from Victoria, but they are saying they will not consider out of town ads???!!

That's rediculous. Don't they know that unlike houses, cars can be moved from one market to another? I'd start showing them ads from theSamba, and eBay. Cars are bought and sold all over NA and transported thousands of miles to their new owners moreso today than 10-15 years ago.

cyclingches · « **Reply #16 on:** August 08, 2007, 09:23:15 PM »

Most ads on Samba or Ebay are in the US and they are having none of that. But Victoria?? Are they allowed to reject them???

Russ · « **Reply #17 on:** August 08, 2007, 09:44:14 PM »

how far off on a number are you??

Bruce · « **Reply #18 on:** August 08, 2007, 11:15:04 PM »

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But Victoria?? Are they allowed to reject them???

Only if you allow them to ignore the Victoria cars. Your argument should be that there are simply not enough cars in Van being traded to generate a true indictator of the value of the car. Sounds like you need to take Jason and his big huevos along with you to negotiate.

cyclingches · « **Reply #19 on:** August 09, 2007, 09:14:31 AM »

That has always been my argument from the beginning which is why I haven't settled yet. They have now concluded to wait for the report from the appraiser.

cyclingches · « **Reply #20 on:** August 09, 2007, 09:33:34 AM »

AirCooledRules · « **Reply #21 on:** August 09, 2007, 09:04:29 PM »

Im not sure how much your asking for from ICBC, and i dont know what kind of motor is in the car, im going to assume its a 1600. I would say you should get Over $5000 for the car, more like $7-8000. Truth is, you cannot find a clean car, no matter what the year is for less then that.

cyclingches · « **Reply #22 on:** August 22, 2007, 11:56:35 AM »

Yes the car has a 1600 motor. ICBC originally offered less than $5000. I had an appraisal done and initially the car was appraised at $7200. Just when I thought the appraiser saved the day, a week later, the appraiser said he found discrepancies and had to completely re-evaluate!! What bullshit!!

ICBC just phoned and said they received the appraisal and because it has gone through an appraisal the value is final at just over $5000. I am looking into getting another appraiser at my cost, does anybody know someone who is fair?? I can't believe nobody knows of an appraiser...

cyclingches · « **Reply #23 on:** August 22, 2007, 12:00:20 PM »

I just sent this to the appraiser:

\"I am having a hard time believing everything you've been telling me. The original report was submitted to ICBC on August 14th. A week later you tell me your assistant found discrepancies, is your assistant at ICBC? According to this new process, you are and will be the only appraiser in this case. You mentioned that you were not able to evaluate the car properly due to overcast condition and there was condensation on car. I assume you do appraisals all year round in all weather conditions. There was zero precipitation for 12 days leading to the day of the first evaluation and you did the evaluation on a late afternoon. How did you come to decide to do the evaluation if you were just doing guess work? If someone brings a car for you to appraise and a week later you tell him/her you made a mistake and appraised the car for too much, how confident can your customers be of your work that your assistant sees discrepancies in your guess work??

This all leads me to think either:

1) ICBC has asked you to evaluate the car again at a lower value, or
2) You are not competent at your profession.

I am sorry but this has been bad experience for choosing you as an appraiser and there will be no recommendation from me to anyone in the VW community.\"

Bruce · « **Reply #24 on:** August 22, 2007, 12:21:36 PM »

Did you pay with a credit card? If so, chargeback that bastard!
Explain to the CC co that you paid him to provide a service, and that the guy effectively withdrew his service to you by allowing ICBC to influence his final apraisal.

cyclingches · « **Reply #25 on:** August 22, 2007, 12:27:59 PM »

He originally asked me to pay him up front, I sent a cheque. ICBC did say they will reimburse me, just had to get a receipt. Couple days later, he said he will return my cheque and that he is dealing directly with ICBC.

jtalvio · « **Reply #26 on:** August 22, 2007, 01:01:08 PM »

I can put an add for my car up so you can take that in and mark it up

its a 73 beetle, all stock, very clean...will they consider it being 2 years later?

cyclingches · « **Reply #27 on:** August 22, 2007, 02:09:03 PM »

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I can put an add for my car up so you can take that in and mark it up
its a 73 beetle, all stock, very clean...will they consider it being 2 years later?

Thanks for your input but I don't have a lot of options to dispute now that it has gone through an appraisal.

At this point, money is secondary. I am bothered because the original appraisal was altered which I believe ICBC has full influence on it.

jtalvio · « **Reply #28 on:** August 22, 2007, 02:29:03 PM »

what i have learned is always get a lawyer from the beginning.

Also recently i was in a motorcycle accident and had private insurance and they were easy to deal with . Within 1 week of accident i got an agreed value that we both thought were fair...way easier than dealing with icbc.

cyclingches · « **Reply #29 on:** August 22, 2007, 04:30:36 PM »

Just spoke to ICBC, they said their management didn't find the first appraisal value acceptable and asked the appraiser for a re-evaluation. The second value is what the manager and the appraiser \"agreed\" on. They now said if I want I need to dispute it with the adjuster, which I will get right to the bottom of it. This is all a load of bullshit.

Author Topic: Appraiser (Read 4047 times)

Russ