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Author Topic: buggy insurance  (Read 3093 times)

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Offline jeff450x

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buggy insurance
« on: May 14, 2010, 08:11:24 PM »
does anyone out there have a off road only buggy insured for use on forestry roads..... I found out  that I need to have $ 200 000.00 liability to keep jonny law happy.The only one I could find to insure off road use only was ICBC  but the price was crazy..
                                  thanks
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Billyisgr8

Re: buggy insurance
« Reply #1 on: May 14, 2010, 10:54:14 PM »
A buggy is different than a quad, UTV , but a home built buggy would be classified as .......not sure.  Quad liability is anywhere from $125 - 175 and can be had at Capri insurance or somebody who sells capri insurance.   So not sure if you can get away with it being a ATV or not.  ICBC may be your only liability insurance outlet.
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Offline beetlemandan

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Re: buggy insurance
« Reply #2 on: May 16, 2010, 08:52:34 AM »
i run my baja in the bush constantly and i don't have any insurance at all. i do however have trailer plated on it, along with functioning trailer lights when i drag it home with the tow bar.

the local law hasn't said anything at all, yet. do you need icbc for crown land use?
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Offline orangecrush

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Re: buggy insurance
« Reply #3 on: May 16, 2010, 10:17:46 AM »
Hi, this is Mrs. Orangecrush (insurance broker) You are correct you have to buy the unlicensed motor vehicle policy from ICBC for the liability.  It can be pricey so I usually suggest buying it for the days you need.  I'll post a premium tomorrow so you will all know the cost.  Mrs. O :wub:
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Offline GRK

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Re: buggy insurance
« Reply #4 on: May 16, 2010, 06:51:39 PM »
Quote from: jeff450x on May 14, 2010, 08:11:24 PM
does anyone out there have a off road only buggy insured for use on forestry roads..... I found out  that I need to have $ 200 000.00 liability to keep jonny law happy.The only one I could find to insure off road use only was ICBC  but the price was crazy..
                                  thanks



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Offline ScreamnStroker

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Re: buggy insurance
« Reply #5 on: May 17, 2010, 09:14:04 AM »
i think capri does private insurance for buggy's there a site sponser on quads.ca
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Offline orangecrush

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Re: buggy insurance
« Reply #6 on: May 17, 2010, 09:11:41 PM »
"Off Road" insurance is available from ICBC.  Very standard form, used for vehicle storage insurance, actually called an Unlicensed Vehicle Policy (off highway pleasure use or vehicle in storage only - APV45)  The annual cost is $777 (based on Langley)  the premium would be prorated depending how long you want the coverage for; however there is a minimum premium charge of $30.00   This would provide the basic $200,000 third party liability and extending the coverage to include $1 million.  There is also an option to purchase collision and comprehensive coverage. :wub:  Mrs. O
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1957 dune buggy
2002 beetle
Sunset Buggy Club

Offline jeff450x

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Re: buggy insurance
« Reply #7 on: May 18, 2010, 08:59:07 PM »
Quote from: beetlemandan on May 16, 2010, 08:52:34 AM
i run my baja in the bush constantly and i don't have any insurance at all. i do however have trailer plated on it, along with functioning trailer lights when i drag it home with the tow bar.

the local law hasn't said anything at all, yet. do you need icbc for crown land use?

legally you need $200 000 liability for forstry road use.
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